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Sunday, February 16, 2025

Retiree Well being Plans for Mother-and-Pop Companies


In my position as Senior Account Govt on the Medicare Group Gross sales Staff at Independence Blue Cross (IBX), I focus on working with small companies, i.e., locations with between two and 50 staff…like pizza outlets, small lawyer’s places of work, hair salons, and a neighborhood paper firm. Along with immediately serving these purchasers, I additionally get pleasure from serving to our insurance coverage dealer companions perceive and promote the assorted retiree profit choices we provide their clients.

Lots of my purchasers are “mom-and-pop” outlets. I grew up within the Kensington neighborhood of Philadelphia, the place companies like this had been a significant a part of the neighborhood. So, my coronary heart is with these small enterprises, and I really like serving to them supply IBX Medicare Benefit plans to their retirees.

Why Small Companies Love IBX Medicare Benefit Plans

Working a small enterprise is difficult. Each resolution can have enormous penalties.

My purchasers need to do proper by their staff. After they’re searching for a gaggle well being plan for his or her retirees, they need it to come back from a supply that they belief — with complete advantages, a big well being care supplier community, aggressive pricing, and choices for each medical and prescription drug protection.

My purchasers acknowledge IBX as a uniquely Philadelphia establishment that’s been taking good care of folks in our space for 85 years. In lots of instances, their worker well being plans already come from IBX, so transitioning their retirees to an IBX group Medicare Benefit plan at retirement is seamless.

Our group Medicare plans supply wealthy advantages to help with some issues that Medicare doesn’t cowl, at an affordable price. They embrace further advantages like dental, well being, and imaginative and prescient protection; the flexibility to make use of Patina as a major care supplier; a free health membership by way of One CrossTM; a wide range of member low cost applications; and a lot extra!

Why I Love My Job

I’ve been working at IBX for 25 years. I began in Buyer Service, and I’ve worn a variety of totally different hats since then. There are lots of issues that encourage me about my present job, and the largest one helps others.

I’ve all the time loved working with folks over the age of 65, whether or not I’m educating them on a brand new well being plan or answering their questions on Medicare. And I’ve an ideal staff of colleagues who make it a pleasure coming to work.

Why the Private Contact Issues

At IBX we’re always evolving to satisfy our clients’ wants. Our gross sales staff may be very “hands-on” and visual out locally, educating each our purchasers and our dealer companions on what’s new, our plan choices, and our pricing.

There was a motto after I was employed 25 years in the past: “The shopper is king.” I‘ve by no means forgotten that. It’s embedded in me. So it’s vital to me to make a distinction in some small manner for my purchasers. And if I’m in a position to assist them entry reasonably priced, high-quality well being care with numerous extras that help whole-person well being, that makes me really feel like I’m being a accountable steward for the consumer and the corporate.

One Cross is a voluntary program supplied by an unbiased firm. The One Cross program varies by plan/space. Info supplied shouldn’t be medical recommendation. Seek the advice of a well being care skilled earlier than starting any train program.

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